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TERMS OF US

Welcome to the website of Q Vantage Pte Ltd ("Q Vantage", "we" or "us”)! These Terms of Use (the “Terms") govern all use of the www.qvantage.io website and its sub- domains (the “Website"), all content, services, features, activities and products available at or through the Website (the "Services"). The term "user" or "you" used in these Terms means you as a user of this Website, your subsidiaries, affiliates, employees.

BY USING OR ACCESSING THE SERVICES ANDWEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS AND ALLTERMS, POLICIES AND GUIDELINES INCORPORATED IN THE TERMS BY REFERENCE, INCLUDING, BUT NOT LIMITED TO THE PRIVACY POLICY, BEING AN INTEGRAL PART OF THESE TERMS. BY USING OR ACCESSING THE SER- VICES ANDWEBSITE, YOU REPRESENTTHAT YOU ARE AT LEAST 13 YEARS OF AGE.THESE TERMS ARE LEGALLY BINDING AND CONDITIONS OF YOUR USE OF THE SER- VICES ANDWEBSITE. If you do not agree to these Terms, you must not access our Website and use our Services.

Please read these Terms carefully.

OUR SERVICES

Subject to these Terms, we grant to you a limited, non-exclusive, non-transferable license to use our Services for your internal use and not for commercial use or further resale or distribution. You are entitled to use our Services in compliance with all terms and conditions set forth in these Terms as well as any applicable laws and regulations.

Except for your pre-existing rights and this license granted to you, we and our licensors retain all right, title and interest in and to our Services, including all related intellectual property rights. Our Services are protected by applicable intellectual property laws, including Singapore copyright law and international treaties.

Except as otherwise explicitly provided in these Terms or as may be expressly permitted by applicable law, you shall not:

Use the Website and its contents in any way that is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;

Use the Website in any way or take any action that causes, or may cause, damage to us or impairment of the performance, availability or accessibility of the Website;

Download, send, transmit or in any other way post and/or distribute any content that is illegal, harmful, slanderous, unethical or violates intellectual property rights, promotes hatred and/or racial, ethnic, sexual, religious or social discrimination or is insulting to any persons and/or organizations;

Violate third party rights, including without limitation, our agents, partners, on the Website and/or cause harm in any way;

Use our Website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software;

Download, send, transmit or otherwise post and/or distribute unauthorized advertising information, spam (including spamdexing), lists of e-mail addresses of other people, pyramid schemes, multilevel marketing (MLM), Internet earning systems and e-mail businesses, chain letters as well as use the Website for participation in any of the above;

Collect and store personal information of other users and clients without their proper authorization;

Access, monitor or copy any content or information of this Website using any robot, spider, scraper or other automated means or any manual process for any purpose without our express written permission;

Take any action that imposes, or may impose, in our discretion, an unreasonable or disproportionately large load on our infrastructure;

"Frame","mirror" or otherwise incorporate any part of this website into other website without our prior authorization.

Otherwise violate these Terms as well as any applicable laws and international treaties.

We reserve the right to modify or discontinue, temporarily or permanently, all or any portion of our Services without notice. We will not be liable to you or to any third party for any modification, suspension, or discontinuance of all or any portion of our Services. We also reserve the right, in our sole discretion, to reject, refuse service, or delete any user data, and to restrict, suspend, or terminate your access to our Services at any time if we reasonably believe that you violate these Terms or any applicable laws and international treaties.